Paynet
国家/地区: 乌兹别克斯坦 (UZ) | 底层清算轨道: closed_loop_wallet
Cash
市场普及率: 8%
Paynet 是乌兹别克斯坦覆盖最广的全国自助支付终端与线下代理代收网络，以现金支付和网点充值为核心，广泛用于电商现金代收、手机话费及公用事业缴费。
🔄 用户付款交互流 (User Flow)
- User selects Paynet Cash / Agent at checkout
- Merchant generates unique payment reference ID or barcode
- User visits any of 25,000+ Paynet retail kiosks or agent counters across Uzbekistan
- User provides payment ID and hands cash to agent or feeds cash to kiosk
- Printed receipt is issued and order status turns to paid immediately
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant system registers pending order with Paynet Gateway API
- Customer deposits cash at local Paynet agent counter or terminal
- Paynet central server confirms cash collection and triggers webhook callback
- Merchant fulfills product shipment or activates service