Payme
国家/地区: 乌兹别克斯坦 (UZ) | 底层清算轨道: closed_loop_wallet
DigitalWallet
市场普及率: 18%
Payme 是乌兹别克斯坦领先的移动支付平台与数字钱包，以无缝电商网关和卡卡即时转账为核心，广泛用于线上购物、餐饮零售及各类账单缴费。
🔄 用户付款交互流 (User Flow)
- User selects Payme at merchant checkout
- User enters registered mobile phone or scans Payme QR code
- User receives in-app authorization request in Payme application
- User verifies transaction with biometrics or 4-digit Payme PIN
- Payment is completed and digital receipt is issued
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant server sends payment receipt creation request to Payme Business API
- Payme generates checkout URL or in-app deep link
- Customer completes authorization in Payme mobile app
- Payme executes real-time transaction and notifies merchant webhook
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayerMax