Click
国家/地区: 乌兹别克斯坦 (UZ) | 底层清算轨道: closed_loop_wallet
DigitalWallet
市场普及率: 20%
Click 是乌兹别克斯坦用户规模最大的金融科技超级应用与移动钱包，以卡卡即时转账和 Click Pass 扫码支付为核心，广泛用于移动消费、日常转账及水电账单缴纳。
🔄 用户付款交互流 (User Flow)
- User selects Click at merchant checkout or clicks Click Pay button
- User is redirected to Click SuperApp or enters registered phone number
- User receives push notification or USSD confirmation prompt
- User confirms transaction via Click PIN, TouchID, or FaceID
- Payment is deducted from linked Uzcard/Humo card or Click wallet
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant generates payment invoice via Click Merchant API (Click Pass / Web)
- Click platform routes payment prompt to customer app/USSD
- Customer authorizes payment from linked cards or wallet balance
- Click sends instantaneous callback notification to merchant system
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayerMax