7-Eleven ibon
国家/地区: 中国台湾 (TW) | 底层清算轨道: cash_network
Cash
市场普及率: 65%
7-Eleven ibon 是中国台湾地区最大的便利店离线现金支付与代码缴费网络，在台湾无信用卡群体及超商离线取货付款市场中占有主导地位，以超过 6,800 家实体便利店覆盖、ibon 机台打印代码及现金即时履约为优势，广泛用于电商网购离线付款、交通票券购买、公共事业缴费及游戏充值。
🔄 用户付款交互流 (User Flow)
- Customer selects 7-Eleven ibon Cash at merchant checkout
- Customer receives an 11-digit ibon payment code or barcode
- Customer visits any 7-Eleven store in Taiwan
- Customer prints payment voucher at ibon kiosk or shows barcode directly to cashier and pays physical cash
- 7-Eleven system clears payment and sends electronic status to merchant
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant API calls acquiring gateway to request 7-Eleven ibon reference code
- PSP issues payment token and barcode payload
- PSP receives 7-Eleven cashier payment confirmation webhook callback