Tesco Lotus
国家/地区: 泰国 (TH) | 底层清算轨道: cash_network
Cash
市场普及率: 20%
Tesco Lotus（莲花超市）是泰国大型连锁超市与便民离线现金收单服务商，在泰国社区零售与离线现金结算领域占有重要地位，以密集的超市门店网络、柜台现金扫码付和便捷到账为特色，广泛用于电商网购订单现金履约、生活账单离线缴纳及零售消费。
🔄 用户付款交互流 (User Flow)
- Customer selects Tesco Lotus OTC Cash at merchant checkout
- Customer receives payment barcode or voucher code
- Customer visits any Tesco Lotus / Lotus's retail hypermarket store
- Customer presents barcode to store cashier and pays physical cash
- Lotus's system clears payment and notifies merchant
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant calls payment API to issue Tesco Lotus reference barcode
- PSP issues payment token and barcode payload
- PSP receives Tesco Lotus cashier cash payment webhook callback