Boonterm
国家/地区: 泰国 (TH) | 底层清算轨道: cash_network
Cash
市场普及率: 30%
Boonterm 是泰国最大的线下自动自助充值终端网络（由 Forth Smart 运营），在泰国无银行卡人群及社区离线现金充值市场中占有主导地位，以超过 13 万台遍布全国的自助终端、现金即时充值和 24 小时服务为优势，广泛用于手机话费充值、电子钱包现金加值、游戏点卡购买及生活缴费。
🔄 用户付款交互流 (User Flow)
- Customer selects Boonterm OTC Cash / Top-up at merchant checkout
- Customer receives payment reference code / phone number instructions
- Customer locates a Boonterm automated kiosk
- Customer inputs reference code and inserts cash banknotes/coins into kiosk slot
- Boonterm kiosk verifies payment and sends instant electronic confirmation to merchant
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant calls payment creation API for Boonterm kiosk payment reference
- PSP issues payment token and kiosk reference ID
- PSP receives Boonterm kiosk cash deposit clearing callback