NETS (Singapore)
国家/地区: 新加坡 (SG) | 底层清算轨道: debit_card
DebitCard
市场普及率: 85%
NETS 是新加坡星展银行（DBS）、大华银行（UOB）及华侨银行（OCBC）联合成立的国民级借记卡与电子支付网络，在新加坡本地零售、餐饮及公共交通中占据基石地位，以直连银行账户、零退款拒付风险及支持 SGQR 统一扫码为核心，广泛用于线下商户消费、便利店支付、公共交通及在线网购。
🔄 用户付款交互流 (User Flow)
- Customer inserts NETS debit card or scans NETS QR at checkout
- Customer enters 6-digit PIN or authorizes via banking app
- Funds are directly debited from Singapore bank account in real-time
- Merchant receives instant payment authorization
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant gateway connects to NETS acquiring network
- NETS authorizes pin/QR transaction with card issuing bank
- Real-time settlement webhook delivered to merchant
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 2C2P