FavePay (Singapore)
国家/地区: 新加坡 (SG) | 底层清算轨道: digital_wallet
DigitalWallet
市场普及率: 40%
FavePay 是东南亚及新加坡主流的移动聚合扫码与返现电子钱包，在新加坡线下餐饮、美容连锁及生活服务中占据重要地位，以消费即时返现（Cashback）、支持绑定信用卡/钱包及统一扫码为核心，广泛用于餐馆就餐、线下零售购物及日常消费付款。
🔄 用户付款交互流 (User Flow)
- Customer scans merchant FavePay QR code using Fave app
- Customer enters bill amount and selects cashback voucher
- FavePay clears transaction and credits instant partner merchant cashback
- Merchant receives immediate payment advice
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant POS or online gateway generates FavePay payment session
- PSP issues payment token and QR payload
- PSP receives FavePay clearing webhook notification
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 Adyen