Mada
国家/地区: 沙特阿拉伯 (SA) | 底层清算轨道: card_network
Card
市场普及率: 85%
Mada 是沙特阿拉伯的国民支付卡网络，连接沙特境内所有 ATM 及 POS 终端，广泛用于线上零售消费、政府缴费及日常卡类支付。
🔄 用户付款交互流 (User Flow)
- Customer enters their Mada co-branded card details on the checkout page
- Checkout triggers a 3D Secure verification redirect
- Customer enters the SMS OTP sent by their Saudi issuing bank
- Bank approves transaction and redirects customer back to merchant
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | NO |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant invokes payment API passing card details
- PSP routes transaction to Saudi National Payment Switch (SPAN)
- PSP triggers webhooks upon successful clearing authorization
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayerMax🔌 Checkout.com🔌 汇付天下🔌 连连数字🔌 Tap Payments🔌 Payoneer🔌 HyperPay🔌 dLocal🔌 PayTabs🔌 iPayLinks🔌 Nuvei🔌 Stripe🔌 Airwallex🔌 Adyen🔌 易宝支付