SADAD Payment Solutions
国家/地区: 卡塔尔 (QA) | 底层清算轨道: open_banking
OnlineBanking
市场普及率: 50%
SADAD QA 是卡塔尔首批获得央行牌照的本土金融科技支付网关与聚合聚合器，以聚合 NAPS 本地借记卡、国际信用卡及无缝集成 API 为核心优势，广泛用于本地独立站电商、SaaS 服务订阅及中小企业在线收单。
🔄 用户付款交互流 (User Flow)
- Customer selects SADAD at checkout
- Customer chooses preferred payment method (NAPS Debit, Visa, Mastercard, or Apple Pay)
- Customer authenticates payment via SMS OTP or biometric verification
- SADAD clears transaction and redirects customer back to order confirmation
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant API creates invoice/payment session with SADAD API
- SADAD renders multi-payment gateway checkout modal to consumer
- SADAD verifies bank clearing and posts instant IPN callback to merchant store
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 HyperPay🔌 PayTabs