Payshop (Portugal)
国家/地区: 葡萄牙 (PT) | 底层清算轨道: voucher
VoucherPayment
市场普及率: 30%
Payshop 是葡萄牙邮政（CTT）旗下的国民级线下现金与凭条代收支付网络，在葡萄牙线下实体便利店收单与现金网购用户群体中占据重要地位，以遍布全国的连锁代理网点、无需银行账户及现金直付为优势，广泛用于在线网购凭条付款、话费充值及公共服务缴费。
🔄 用户付款交互流 (User Flow)
- Customer selects Payshop at checkout and receives barcode or reference slip
- Customer visits any Payshop agent location (newsagent, supermarket, post office) in Portugal
- Customer pays in cash or card over the counter
- Payshop notifies merchant upon payment receipt and order is released
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant API requests Payshop voucher from PSP
- PSP issues Payshop barcode and reference code
- PSP receives clearing webhook notification and completes order
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 Adyen