PayPak Card
国家/地区: 巴基斯坦 (PK) | 底层清算轨道: card_network
Card
市场普及率: 15%
PayPak 是巴基斯坦的本土借记卡网联，以低交易手续费和安全电子交易为核心，广泛用于线下 POS 刷卡、ATM 取款及本地电商消费。
🔄 用户付款交互流 (User Flow)
- Customer enters PayPak card digits at checkout page
- Customer completes 2FA authentication challenge via SMS OTP
- Transaction processes instantly and bank account is debited
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | NO |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant routes transaction request to local 1LINK card acquirer gateway
- PSP verifies 3DS/OTP challenge status
- PSP triggers capture notification
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 dLocal