GCash
国家/地区: 菲律宾 (PH) | 底层清算轨道: e_wallet
DigitalWallet
市场普及率: 85%
GCash 是菲律宾主流的数字钱包和金融服务平台，以移动支付和金融普惠为核心，广泛用于消费、转账及日常金融服务。
🔄 用户付款交互流 (User Flow)
- Customer selects GCash at merchant checkout
- Checkout opens GCash mobile app or prompts for registered mobile number
- Customer enters OTP sent via SMS and inputs 4-digit MPIN
- GCash debits e-wallet balance and redirects customer back to merchant
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant calls payment creation API to request GCash checkout token
- PSP generates redirect link or dynamic QR
- PSP triggers payment success webhook callbacks upon GCash clearance
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayerMax🔌 iPay88🔌 2C2P🔌 Dragonpay🔌 Antom🔌 汇付天下🔌 通联支付🔌 连连数字🔌 Payoneer🔌 嘉联支付🔌 Skyee🔌 Coda Payments🔌 PingPong🔌 iPayLinks🔌 Xendit🔌 Airwallex🔌 Adyen🔌 万里汇🔌 易宝支付