Dragonpay
国家/地区: 菲律宾 (PH) | 底层清算轨道: bank_network
OnlineBanking
市场普及率: 40%
Dragonpay 是菲律宾领先的替代支付聚合平台，在菲律宾网银直连与线下柜台支付（OTC）领域占有重要地位，以覆盖各大银行在线网银及线下便利店现金支付为优势，广泛用于跨境电商结账、航空机票预订、游戏充值及在线服务。
🔄 用户付款交互流 (User Flow)
- Customer selects Dragonpay at checkout
- Customer is redirected to Dragonpay selection portal and selects bank/channel
- Customer receives payment reference code and instructions
- Customer completes online bank transfer or pays cash over-the-counter at 7-Eleven / Bayad Center
- Dragonpay verifies payment and notifies merchant
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | NO |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant calls Dragonpay creation API to generate reference transaction
- Dragonpay redirects customer to bank/channel gateway
- Dragonpay webhooks callback merchant upon receiving clearing notification
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 2C2P