Trustly NO
国家/地区: 挪威 (NO) | 底层清算轨道: open_banking
OnlineBanking
市场普及率: 5%
Trustly 是挪威及北欧地区主流的开放银行网银直连账户支付方案，以通过 BankID 强身份认证直连主流商业银行账户为核心，广泛用于跨境电商网购、数字娱乐、金融服务及大额即时转账。
🔄 用户付款交互流 (User Flow)
- Customer selects Trustly at checkout and chooses their Norwegian bank (DNB, Nordea, SpareBank 1, Danske Bank)
- Customer logs in securely using Norwegian BankID or BankID på mobil
- Customer selects checking account and authorizes transfer
- Funds are cleared instantly via open banking API and customer returns to merchant store
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | NO |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant initiates Trustly payment order via PSP (Stripe, Adyen)
- Trustly handles bank login interface and initiates instant SEPA/domestic credit transfer
- Merchant receives instant settlement notification and ships product
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 Stripe🔌 Adyen