Verve Card
国家/地区: 尼日利亚 (NG) | 底层清算轨道: card_network
Card
市场普及率: 40%
Verve 是尼日利亚主流的本土借记卡和信用卡网络，以低收单费用和本地多功能清算为核心，广泛用于线上购物、线下消费及 ATM 取现。
🔄 用户付款交互流 (User Flow)
- Customer enters Verve card credentials and phone number at checkout
- Customer enters their secure 4-digit card PIN
- Customer enters the SMS OTP code sent to their mobile device to complete 3DS challenge
- Deduction settles instantly
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant fires payment charge intent to local Nigerian gateway (e.g. Paystack)
- Gateway triggers Interswitch network 3DS OTP validation
- Merchant receives instant hook notification and redirects user to order receipt
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 dLocal🔌 Nuvei🔌 Adyen🔌 Paystack