Touch 'n Go eWallet
国家/地区: 马来西亚 (MY) | 底层清算轨道: real_time_payment
DigitalWallet
市场普及率: 45%
Touch 'n Go eWallet 是马来西亚最大的电子钱包，由 TNG Digital 运营，以生活消费扫码、日常转账及交通代扣为核心，广泛用于线上购物、出行乘车及线下零售消费。
🔄 用户付款交互流 (User Flow)
- Customer selects Touch 'n Go eWallet at checkout
- On mobile, customer is redirected to Touch 'n Go app; on desktop, customer scans QR
- Customer reviews payment summary and enters 6-digit transaction PIN
- TNG app processes deduction and returns customer to merchant checkout
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant calls payment creation API with Touch 'n Go payment request
- PSP returns QR code or app intent link
- PSP triggers real-time webhook once TNG clears wallet balance
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayerMax🔌 iPay88🔌 2C2P🔌 Antom🔌 Coda Payments🔌 dLocal🔌 iPayLinks🔌 Stripe