RHB Bank
国家/地区: 马来西亚 (MY) | 底层清算轨道: bank_network
OnlineBanking
市场普及率: 30%
RHB Bank（兴业银行）是马来西亚大型综合金融服务集团之一，在马来西亚网银在线支付、数字清算及商业银行服务中占有重要地位，以 RHB Mobile 网银直连、即时资金到账和安全认证为特色，广泛用于在线电商支付、企业网银转账、SaaS 软件结账及生活缴费。
🔄 用户付款交互流 (User Flow)
- Customer selects RHB Bank at merchant checkout
- Checkout redirects to RHB Mobile online banking page
- Customer logs in with credentials and verifies RHB Secure Sign
- RHB debits bank account and returns real-time payment confirmation to merchant
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant calls payment creation API for RHB checkout session
- PSP issues payment token and RHB portal gateway link
- PSP receives RHB clearing callback and updates merchant order status