Wafacash (Jibi Wallet)
国家/地区: 摩洛哥 (MA) | 底层清算轨道: bank_clearing
Cash
市场普及率: 65%
Wafacash 是摩洛哥第一大银行集团 Attijariwafa Bank 旗下的专业现金代收与支付服务网络，以覆盖广泛的银行系代理网点、Jibi 移动钱包联动及高信誉资金清算为核心优势，广泛用于出海电商离线现金代付、账单清缴及个人汇款。
🔄 用户付款交互流 (User Flow)
- Customer chooses Wafacash at merchant checkout
- Checkout generates Wafacash transaction reference code and barcode
- Customer presents reference at any of 2,000+ Wafacash agency branches
- Customer settles payment with physical cash and cashier issues official receipt
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant API requests payment ticket from Wafacash acquiring gateway
- Gateway issues voucher code and sets expiration window
- Gateway receives deposit notification from Attijariwafa clearing rail and confirms order
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 dLocal🔌 PayTabs