inwi money
国家/地区: 摩洛哥 (MA) | 底层清算轨道: closed_loop_wallet
DigitalWallet
市场普及率: 60%
inwi money 是摩洛哥电信巨头 inwi 旗下的主力移动电子钱包，以手机号即时转账、央行 m-wallet 全网扫码互通及话费账单快捷充值为核心优势，广泛用于移动购物、日常点对点转账及话费充值。
🔄 用户付款交互流 (User Flow)
- Customer selects inwi money at merchant checkout
- Checkout displays dynamic m-wallet QR code or prompts for phone number
- Customer opens inwi money app, confirms payment details, and enters PIN
- Transaction is cleared instantly with immediate on-screen notification
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant API calls inwi money payment gateway to generate wallet transaction session
- Gateway issues Bank Al-Maghrib compliant m-wallet QR payload
- Gateway receives instant clearing notification and triggers order fulfillment
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 dLocal