eZ Cash
国家/地区: 斯里兰卡 (LK) | 底层清算轨道: closed_loop_wallet
DigitalWallet
市场普及率: 18%
eZ Cash 是斯里兰卡最大电信运营商 Dialog 推出的首家持牌移动钱包与手机资金服务平台，以覆盖全国的电信代理商网点和手机号钱包为核心，广泛用于斯里兰卡民众话费充值、水电账单代缴、OTC 存取现及商户消费。
🔄 用户付款交互流 (User Flow)
- Customer selects eZ Cash at online checkout
- Customer inputs Dialog/eZ Cash registered mobile number
- USSD push prompt or SMS OTP appears on customer phone
- Customer confirms payment by entering secret 4-digit PIN
- Wallet balance is debited in real time and order completes
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant sends payment request to eZ Cash IPG / PSP
- eZ Cash validates subscriber balance and processes PIN authorization
- Merchant receives instant settlement notification and dispatches order