ACLEDA mobile
国家/地区: 柬埔寨 (KH) | 底层清算轨道: bank_clearing
OnlineBanking
市场普及率: 15%
ACLEDA Pay 是柬埔寨本土历史最悠久的大型商业银行 ACLEDA 推出的在线网银与手机支付服务，以庞大的农村及城市账户根基和 KHQR 兼容为核心，广泛用于各级商户收单、政企缴费、农业金融及电商支付。
🔄 用户付款交互流 (User Flow)
- Customer selects ACLEDA mobile at checkout
- Customer scans ACLEDA KHQR code or authorizes payment inside ACLEDA mobile app
- Customer enters security passcode to authorize transaction
- Bank verifies and processes instant settlement
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant integrates ACLEDA E-Shop API or PSP partner
- ACLEDA routes transaction through core banking system
- Merchant receives instant payment confirmation and settlement report
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 2C2P🔌 Antom