Dinarak
国家/地区: 约旦 (JO) | 底层清算轨道: closed_loop_wallet
DigitalWallet
市场普及率: 2%
Dinarak 是约旦首批获央行许可的独立金融科技移动钱包与支付服务商，以普惠金融和商户扫码网关为核心，广泛用于中小商户收款、线上购物及个人无现金转账。
🔄 用户付款交互流 (User Flow)
- User selects Dinarak wallet at merchant checkout
- User enters mobile number or scans Dinarak QR code
- User verifies transaction with one-time verification code or PIN
- Payment is completed with instantaneous confirmation
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant generates payment session using Dinarak Payment API
- Customer authorizes payment from Dinarak digital wallet
- Dinarak executes instant settlement and updates merchant balance
- Merchant system receives order payment webhook