DANA
国家/地区: 印度尼西亚 (ID) | 底层清算轨道: closed_loop_wallet
DigitalWallet
市场普及率: 90%
DANA 是印尼主流的数字钱包之一，以移动支付和 QRIS 为核心，广泛用于线上消费、线下商户支付及日常转账。
🔄 用户付款交互流 (User Flow)
- Merchant displays payment request on screen
- Customer inputs their DANA registered phone number
- Customer enters 6-digit PIN and completes transaction authorization via mobile web or DANA app
- Customer wallet balance is deducted instantly
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant backend requests payment creation from PSP
- PSP returns redirect URL for authorization
- Merchant listens for PSP payment notification webhook
- Merchant updates transaction status upon receiving capture confirmation
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayerMax🔌 iPay88🔌 2C2P🔌 Checkout.com🔌 Antom🔌 汇付天下🔌 通联支付🔌 连连数字🔌 Payoneer🔌 嘉联支付🔌 Coda Payments🔌 DOKU🔌 PingPong🔌 iPayLinks🔌 Nuvei🔌 Xendit🔌 Stripe🔌 Airwallex🔌 Adyen🔌 Midtrans🔌 易宝支付