Bank Mandiri
国家/地区: 印度尼西亚 (ID) | 底层清算轨道: bank_clearing
BankTransfer
市场普及率: 60%
Bank Mandiri（印尼曼迪利银行）是印尼资产规模最大的国有商业银行，在印尼企业在线支付、网银直连与虚拟账户（VA）清算中处于龙头地位，以高额度结算、Livin' App 网银直连和安全清算为特征，广泛用于电商网购付款、B2B 企业贸易、大额转账及政企缴费。
🔄 用户付款交互流 (User Flow)
- Customer selects Bank Mandiri Online / Virtual Account at checkout
- Checkout redirects to Livin' by Mandiri mobile app or presents Mandiri VA number
- Customer logs in and confirms transaction with Mandiri PIN
- Bank Mandiri debits account and returns real-time settlement notification to merchant
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant calls payment creation API for Mandiri online checkout session
- PSP issues payment token and Mandiri VA payload
- PSP receives Mandiri instant bank clearing callback and updates order status
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 DOKU🔌 Xendit🔌 Midtrans