Aman
国家/地区: 埃及 (EG) | 底层清算轨道: bank_clearing
Cash
市场普及率: 25%
Aman 是埃及主流的电子支付与线下零售现金代收网络（隶属于 Raya Holding 集团），在埃及无银行卡人群及离线现金清算领域占有重要地位，以超过 10 万台实体 POS 终端覆盖、现金即时履约和账单代收为优势，广泛用于电商订单现金付款、公用事业缴费、话费充值及分期付款。
🔄 用户付款交互流 (User Flow)
- Customer selects Aman OTC Cash at merchant checkout
- Customer receives payment reference code / barcode
- Customer visits any Aman retail store or POS merchant outlet in Egypt
- Customer presents payment code to cashier and pays physical cash
- Aman system clears payment and transmits electronic notification to merchant
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant API calls acquiring gateway to request Aman reference code
- PSP issues payment token and barcode payload
- PSP receives Aman cashier payment confirmation webhook callback
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 Kashier