PIX
国家/地区: 巴西 (BR) | 底层清算轨道: real_time_payment
RealTimePayment
市场普及率: 100%
PIX 是巴西央行推出的实时支付系统，以即时银行转账和 QR 支付为核心，广泛用于线上购物、线下消费及个人转账。
🔄 用户付款交互流 (User Flow)
- Merchant displays the dynamic PIX QR code or Copy-and-Paste string at checkout
- Customer copies the code or scans the QR using their Brazilian banking application
- Customer reviews payment summary and confirms via biometric ID or PIN authorization
- Brazilian Central Bank clears the fund transfer in real-time
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant requests dynamic PIX code generation from PSP
- Merchant displays QR code and Kopie-e-Cola string
- PSP triggers direct webhooks callback instantly upon receiving central clearing confirmation
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayerMax🔌 PayU🔌 Mercado Pago🔌 Checkout.com🔌 Antom🔌 汇付天下🔌 通联支付🔌 连连数字🔌 Payoneer🔌 嘉联支付🔌 Skyee🔌 dLocal🔌 PingPong🔌 iPayLinks🔌 Nuvei🔌 Stripe🔌 Airwallex🔌 Adyen🔌 万里汇🔌 EBANX🔌 易宝支付