Boleto Bancário
国家/地区: 巴西 (BR) | 底层清算轨道: bank_network
Cash
市场普及率: 35%
Boleto Bancário 是巴西主流的条形码账单支付方式，以线下现金缴费和银行扫码支付为核心，广泛用于电商购物、账单缴费及无卡人群消费。
🔄 用户付款交互流 (User Flow)
- Merchant generates a Boleto voucher containing a barcode and payment ticket info
- Customer prints the Boleto or copies the barcode digits
- Customer pays with cash at physical supermarkets/lotteries, or scans code inside banking app
- Payment clears within 1 to 3 banking business days
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | NO |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant requests registered Boleto generation from PSP
- PSP registers Boleto in the national FEBRABAN database
- PSP processes overnight banking clearance files and triggers captured webhook to merchant
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayU🔌 Mercado Pago🔌 dLocal🔌 Nuvei🔌 Stripe🔌 Adyen🔌 万里汇🔌 EBANX