Fawri+
国家/地区: 巴林 (BH) | 底层清算轨道: real_time_payment
RealTimePayment
市场普及率: 12%
Fawri+ 是巴林央行与 BENEFIT 推出的国家级实时银行转账系统，以 30 秒即时到账和手机号与 IBAN 寻址为核心，广泛用于即时个人汇款、商户结算及账单清算。
🔄 用户付款交互流 (User Flow)
- User selects Fawri+ or enters merchant mobile number / IBAN
- User opens mobile banking app or BenefitPay to initiate transfer
- User confirms transaction details and authorizes via biometric or OTP
- Funds arrive in recipient account within 30 seconds
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant generates dynamic Fawri+ payment reference or QR code
- Customer initiates instant push transfer through banking rail
- BENEFIT EFTS engine clears transaction in under 30 seconds
- Merchant receives real-time settlement notification
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 Tap Payments