KBC/CBC Payment Button
国家/地区: 比利时 (BE) | 底层清算轨道: bank_clearing
OnlineBanking
市场普及率: 8%
KBC/CBC Payment Button 是比利时 KBC 与 CBC 银行推出的线上网银直连支付工具，以银行直连即时扣款与灵活延期付款为核心，广泛用于比利时消费者的线上购物、账单缴费及大额电子消费。
🔄 用户付款交互流 (User Flow)
- Customer selects KBC/CBC Payment Button at online checkout
- Customer is redirected to KBC or CBC secure online banking environment or opens KBC Mobile app
- Customer chooses to pay immediately or defer payment for up to 2 months
- Customer confirms payment using KBC Mobile PIN, facial recognition, or card reader Digipass
- Real-time guaranteed confirmation returned to merchant and customer is redirected back
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant creates payment order via PSP (Mollie, Stripe, Adyen)
- Customer is redirected to KBC payment portal
- Merchant receives guaranteed instant settlement callback once authorized by KBC Bank
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 Stripe🔌 Adyen