Belfius Direct Net
国家/地区: 比利时 (BE) | 底层清算轨道: bank_clearing
OnlineBanking
市场普及率: 6%
Belfius Direct Net 是比利时国有大型银行 Belfius 推出的实时网银直连支付方案，以银行端即时担保结算与高安全性为核心，广泛用于比利时境内电商交易、公用事业缴费及公共服务付款。
🔄 用户付款交互流 (User Flow)
- Customer selects Belfius Direct Net at merchant checkout
- Customer is redirected to Belfius Direct Net portal or scans QR code using Belfius Mobile app
- Customer logs in and authorizes transfer using Belfius Card Reader or mobile biometrics
- Belfius bank clears the transaction in real time with immediate merchant payout guarantee
- Customer redirected to merchant order confirmation page
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant submits payment request to gateway (Mollie / Adyen / Stripe)
- Gateway provides redirect link to Belfius Direct Net
- Gateway captures real-time irrevocable payment status callback from Belfius Bank
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 Stripe🔌 Adyen