Rocket (DBBL Mobile Banking)
国家/地区: 孟加拉国 (BD) | 底层清算轨道: real_time_payment
DigitalWallet
市场普及率: 12%
Rocket 是荷兰-孟加拉国银行（DBBL）推出的手机银行与移动金融服务平台，以银行账户直连和 USSD 无智能机支持为核心特征，广泛用于汇款、商户支付及无分支机构地区的日常金融服务。
🔄 用户付款交互流 (User Flow)
- Merchant displays Rocket payment option at checkout
- Customer enters their Rocket-registered mobile number
- Customer receives payment prompt on phone (app or USSD *322#)
- Customer enters Rocket PIN to authorize transfer
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant integrates via PSP API supporting Rocket
- PSP initiates payment request to DBBL Rocket gateway
- Customer authorizes on Rocket app or USSD channel
- Merchant receives webhook confirmation from PSP upon success
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 dLocal