bKash
国家/地区: 孟加拉国 (BD) | 底层清算轨道: real_time_payment
DigitalWallet
市场普及率: 60%
bKash 是孟加拉国主流的移动金融服务平台（MFS），以手机钱包和USSD基站技术为核心，广泛用于日常汇款、商户扫码及线上充值消费。
🔄 用户付款交互流 (User Flow)
- Merchant redirects customer to bKash payment gateway page
- Customer enters their bKash wallet mobile number
- Customer receives and inputs the 6-digit OTP code sent via SMS
- Customer inputs their secure 5-digit bKash PIN to complete the transaction
⚙️ 支付与结算特征
| 即时清算 | YES |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | YES |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant triggers transaction request to bKash PG API via PSP gateway
- Merchant receives redirection portal tokens
- PSP triggers real-time payment validation callback to merchant notification webhook
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 dLocal