RapiPago
国家/地区: 阿根廷 (AR) | 底层清算轨道: bank_clearing
Cash
市场普及率: 65%
RapiPago 是阿根廷覆盖极广的离线现金代收与公用事业账单代缴网络，以条形码/账单号扫描、全国 8,000+ 线下物理网点即时现金缴费为核心优势，广泛用于无卡人群电商购物付款、游戏数字点卡充值及公用事业缴费。
🔄 用户付款交互流 (User Flow)
- Customer selects RapiPago at merchant checkout
- Checkout issues a payment coupon containing barcode and alphanumeric payment code
- Customer visits any of 8,000+ physical RapiPago branches or authorized agent locations
- Customer presents barcode, pays cash in Argentine Pesos (ARS), and receives physical receipt
⚙️ 支付与结算特征
| 即时清算 | NO |
| 扫码支付 (QR) | YES |
| 订阅自动代扣 | NO |
| 退款支持 | YES |
🛠️ 商户端标准集成步骤 (Merchant Integration)
- Merchant API requests RapiPago voucher code via payment gateway (dLocal / PayU / EBANX / Kushki)
- Gateway returns voucher URL and expiration timeframe (typically 24 to 72 hours)
- Gateway receives clearing batch notification when customer pays cash and completes merchant order
🚀 支持集成该渠道的主流收单服务商 (Supported PSPs)
🔌 PayU🔌 dLocal🔌 Kushki🔌 EBANX