Qitero Qitero

VodaPay

Country: South Africa (ZA)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 30%

VodaPay is Vodacom's digital wallet super-app in South Africa, enabling mobile e-commerce checkout, QR payments, and automated subscription debits.

🔄 User Payment Flow

  1. Customer selects VodaPay at merchant checkout
  2. Checkout opens VodaPay super-app or displays VodaPay QR code
  3. Customer confirms payment source and authorizes via biometric auth / PIN
  4. VodaPay debits wallet balance and returns real-time confirmation token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for VodaPay session token
  • PSP issues payment token and VodaPay app deep link
  • PSP receives VodaPay clearing webhook notification and confirms order status