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SnapScan

Country: South Africa (ZA)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 35%

SnapScan is Standard Bank's mobile QR digital wallet in South Africa, facilitating instant QR code payments and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects SnapScan at merchant checkout
  2. Checkout presents SnapScan QR code image or deep link
  3. Customer opens SnapScan app and scans QR code
  4. Customer verifies transaction amount and approves via 4-digit SnapScan PIN / biometric auth
  5. SnapScan clears funds instantly and notifies merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API requests SnapScan payment session payload
  • PSP issues payment token and SnapScan QR image URL
  • PSP receives SnapScan clearing webhook notification and confirms order status