Qitero Qitero

1Voucher

Country: South Africa (ZA)  |  Payment Rail: cash_network

Prepaid Market Adoption: 45%

1Voucher is South Africa's popular prepaid cash voucher network by Flash, allowing unbanked consumers to pay online using 16-digit PIN slips.

🔄 User Payment Flow

  1. Customer selects 1Voucher at merchant checkout
  2. Customer purchases a physical 1Voucher slip with cash at any Flash / PEP / Shoprite retail outlet
  3. Customer enters 16-digit 1Voucher PIN on merchant checkout screen
  4. 1Voucher system validates PIN and clears funds instantly to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRNO
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API passes 16-digit 1Voucher PIN to acquiring gateway (PayGate / Peach Payments)
  • PSP validates PIN string with Flash 1Voucher API
  • PSP receives clearing confirmation and updates merchant order status