VTC Pay
Country: Vietnam (VN) | Payment Rail: e_wallet
DigitalWallet
Market Adoption: 20%
VTC Pay is a major Vietnamese digital wallet and payment gateway operated by state-owned VTC Corporation, widely used for online gaming and digital content.
🔄 User Payment Flow
- Customer selects VTC Pay at checkout
- Checkout opens VTC Pay mobile app or redirects to VTC payment gateway
- Customer logs in using registered mobile phone or account ID
- Customer confirms payment with OTP or PIN code
- VTC Pay clears funds instantly and notifies merchant
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant invokes gateway to request VTC Pay checkout session
- PSP issues payment token and app link
- PSP triggers payment success webhook callbacks upon VTC Pay clearing