Qitero Qitero

VietinBank

Country: Vietnam (VN)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 25%

VietinBank (Vietnam Bank for Industry and Trade) is a major state-owned bank in Vietnam, enabling secure online banking payments and B2B settlements.

🔄 User Payment Flow

  1. Customer selects VietinBank at merchant checkout
  2. Checkout redirects customer to VietinBank iPay online banking page
  3. Customer enters credentials and authenticates via VietinBank OTP app
  4. Customer confirms payment and VietinBank settles transaction
  5. Customer is redirected back to merchant site with payment confirmation

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls acquiring API for VietinBank session
  • PSP issues payment token and VietinBank iPay link
  • PSP receives VietinBank instant clearing callback and notifies merchant