Qitero Qitero

Techcombank

Country: Vietnam (VN)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 30%

Techcombank is a leading Vietnamese private commercial bank, offering digital banking, zero-fee online transfers, and merchant payment acquiring.

🔄 User Payment Flow

  1. Customer selects Techcombank at merchant checkout
  2. Checkout opens Techcombank Mobile app or online banking page
  3. Customer logs in securely and approves transfer with biometric auth or OTP
  4. Techcombank debits account and returns successful payment callback to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment API for Techcombank checkout session
  • PSP triggers Techcombank developer API gateway
  • PSP receives Techcombank clearing callback and confirms order