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Uzcard

Country: Uzbekistan (UZ)  |  Payment Rail: card_network

Card Market Adoption: 28%

Uzcard is the primary national interbank card network and clearing system in Uzbekistan, featuring extensive local debit card issuance widely used for POS terminals, e-commerce checkout, and utility bills.

🔄 User Payment Flow

  1. User selects Uzcard at merchant checkout
  2. User enters 16-digit Uzcard card number (starting with 8600) and expiry date
  3. User receives SMS verification code (One-Time Password) on registered mobile
  4. User enters OTP and transaction is approved immediately

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant initiates payment session via Uzcard E-Commerce Gateway API
  • Uzcard processing center validates card status and sends SMS verification
  • Merchant submits verification OTP to capture authorized funds
  • Real-time webhook notification confirms transaction settlement

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 PayerMax