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Payme

Country: Uzbekistan (UZ)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 18%

Payme is a leading mobile payment platform and digital wallet in Uzbekistan owned by TBC Bank Group, featuring seamless e-commerce gateway APIs widely used for online shopping, P2P transfers, and merchant checkouts.

🔄 User Payment Flow

  1. User selects Payme at merchant checkout
  2. User enters registered mobile phone or scans Payme QR code
  3. User receives in-app authorization request in Payme application
  4. User verifies transaction with biometrics or 4-digit Payme PIN
  5. Payment is completed and digital receipt is issued

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant server sends payment receipt creation request to Payme Business API
  • Payme generates checkout URL or in-app deep link
  • Customer completes authorization in Payme mobile app
  • Payme executes real-time transaction and notifies merchant webhook

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 PayerMax