Qitero Qitero

Click

Country: Uzbekistan (UZ)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 20%

Click is the largest fintech super-app and mobile digital wallet in Uzbekistan, featuring instant P2P transfers and Click Pass QR payments widely used for retail purchases, utility bills, and e-commerce checkout.

🔄 User Payment Flow

  1. User selects Click at merchant checkout or clicks Click Pay button
  2. User is redirected to Click SuperApp or enters registered phone number
  3. User receives push notification or USSD confirmation prompt
  4. User confirms transaction via Click PIN, TouchID, or FaceID
  5. Payment is deducted from linked Uzcard/Humo card or Click wallet

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant generates payment invoice via Click Merchant API (Click Pass / Web)
  • Click platform routes payment prompt to customer app/USSD
  • Customer authorizes payment from linked cards or wallet balance
  • Click sends instantaneous callback notification to merchant system

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 PayerMax