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Cash App Pay

Country: United States (US)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 65%

Cash App Pay is Block's digital wallet in the US serving over 50M users, supporting mobile QR checkout and automated recurring merchant billing.

🔄 User Payment Flow

  1. Customer selects Cash App Pay at merchant checkout
  2. Checkout presents Cash App QR code on desktop or deep-links on mobile
  3. Customer scans QR or authorizes payment inside Cash App
  4. Cash App clears funds instantly and returns success token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway (Stripe / Square / Adyen) for Cash App session
  • PSP issues payment token and Cash App QR / deep link payload
  • PSP receives Cash App clearing webhook notification and confirms order status