Qitero Qitero

Tigo Pesa (Tanzania)

Country: Tanzania (TZ)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 70%

Tigo Pesa is Tigo Tanzania's major mobile wallet serving over 9M users, supporting USSD STK Push checkout and recurring subscription auto-debit.

🔄 User Payment Flow

  1. Customer selects Tigo Pesa at checkout and enters mobile phone number
  2. Customer receives USSD prompt / STK Push on phone screen
  3. Customer inputs Tigo Pesa PIN to confirm transaction
  4. Tigo Pesa debits wallet balance and transmits real-time settlement token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Tigo Pesa payment session payload
  • PSP issues payment token and triggers Tigo Pesa USSD / STK API
  • PSP receives Tigo Pesa clearing webhook notification and confirms order status