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JKOPAY (街口支付)

Country: Taiwan, China (TW)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 60%

JKOPAY is a premier domestic digital wallet in Taiwan, offering direct bank account linking, JKO Coin cashback, and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects JKOPAY at merchant checkout
  2. Checkout opens JKOPAY app or displays payment QR code
  3. Customer confirms payment source (bank account or credit card) and authenticates with passcode/biometrics
  4. JKOPAY debits wallet/account and returns instant payment success token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment creation API for JKOPAY session
  • PSP issues payment token and JKOPAY app link
  • PSP receives JKOPAY clearing callback and confirms order