Qitero Qitero

Paycell

Country: Turkey (TR)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 40%

Paycell is Turkcell's digital wallet and direct carrier billing platform in Turkey, enabling mobile app payments and recurring subscription debits.

🔄 User Payment Flow

  1. Customer selects Paycell at merchant checkout and inputs mobile phone number
  2. Checkout presents Paycell authorization prompt or mobile app deep link
  3. Customer verifies transaction via SMS OTP / Paycell PIN
  4. Paycell debits wallet balance or carrier bill and confirms payment to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Paycell session token
  • PSP issues payment token and Paycell deep link
  • PSP receives Paycell clearing webhook notification and confirms order status