ininal
Country: Turkey (TR) | Payment Rail: card_network
PrepaidVoucher
Market Adoption: 25%
ininal is a pioneer prepaid card and digital wallet in Turkey, featuring unbanked Visa physical/virtual prepaid cards and retail cash top-ups widely used for online gaming, digital streaming subscriptions, and minor e-commerce transactions.
🔄 User Payment Flow
- Customer enters 16-digit ininal card number, expiry date, and CVV on merchant checkout
- Customer is redirected to 3D Secure verification page
- Customer enters SMS OTP received on registered mobile device
- Prepaid card balance is debited instantly
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant processes transaction as standard Visa prepaid card or via ininal merchant API
- 3D Secure authentication verifies cardholder
- Acquiring gateway receives payment authorization
- Merchant fulfills order instantly