Qitero Qitero

Garanti BBVA Direct Bank Transfer

Country: Turkey (TR)  |  Payment Rail: bank_clearing

OnlineBanking Market Adoption: 55%

Garanti BBVA Direct Bank Transfer connects Turkey's second largest private bank for online banking checkout transfers and automated recurring account billing.

🔄 User Payment Flow

  1. Customer selects Garanti BBVA Direct at merchant checkout
  2. Checkout redirects customer to Garanti BBVA Mobile / Online Banking portal
  3. Customer verifies transaction details and approves via Mobile Notification / OTP
  4. Garanti BBVA clears bank transfer and redirects customer back to merchant website

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRNO
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Garanti BBVA session token
  • PSP issues payment token and Garanti BBVA online banking redirect URL
  • PSP receives Garanti BBVA bank clearing webhook callback and updates merchant order status