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Tesco Lotus

Country: Thailand (TH)  |  Payment Rail: cash_network

Cash Market Adoption: 20%

Tesco Lotus (Lotus's) is a major hypermarket retail chain in Thailand offering over-the-counter cash collection for e-commerce checkout.

🔄 User Payment Flow

  1. Customer selects Tesco Lotus OTC Cash at merchant checkout
  2. Customer receives payment barcode or voucher code
  3. Customer visits any Tesco Lotus / Lotus's retail hypermarket store
  4. Customer presents barcode to store cashier and pays physical cash
  5. Lotus's system clears payment and notifies merchant

⚙️ Characteristics & Settlement

Instant PaymentNO
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment API to issue Tesco Lotus reference barcode
  • PSP issues payment token and barcode payload
  • PSP receives Tesco Lotus cashier cash payment webhook callback